Claims Process

If you experience a surgical complication, Sigortabin is here to help. Our 24/7 claims support team will guide you through every step of the process.

Step-by-Step Process

1

Notify Us

Contact our claims team immediately. Call, email, or use WhatsApp. We're available 24/7 in Turkish, English, and German.

2

Provide Documentation

Submit your medical records, diagnosis, and treatment details. Our team will help you gather everything needed.

3

Claim Assessment

Our medical team reviews your claim. This typically takes 5-10 business days. We keep you updated throughout.

4

Claim Approval & Payment

Once approved, we arrange payment directly to your provider or reimburse you. Most claims are processed within 15 days.

Required Documents

To process your claim, please provide the following documents. Our team can help you gather these.

Original medical diagnosis (from treating physician)
Medical records and treatment details
Receipts and invoices for treatment costs
Insurance policy document
Proof of payment (if already paid)
Passport or ID copy

Expected Timeline

Notification
Immediate
Documentation
1-3 days
Assessment
5-10 business days
Approval & Payment
5-10 business days
Total
10-25 business days

Claims FAQ

What if my claim is denied?

We'll explain the reason in detail and discuss next steps. You have the right to appeal within 30 days.

Can I claim for complications from before my policy start date?

No. Coverage begins on your policy start date. Complications must occur after this date.

Do I need to pre-approve treatment?

For planned treatments, yes. Contact us before surgery. For emergencies, notify us immediately after.

What's the maximum claim amount?

It depends on your plan tier (€500, €1,000, or €2,000). Check your policy document for details.

Contact Our Claims Team

Available 24/7 in Turkish, English, and German

WhatsApp

WhatsApp: +90 216 706 69 99

Need to File a Claim?

Our claims team is ready to help. Contact us immediately.

Contact Claims Team