Health Tourism Insurance Requirement: 2026 Regulation

With the new regulation coming into effect in 2026, complication insurance has become mandatory for foreign patients coming to Turkey for health tourism purposes. This guide provides detailed information about the scope of the regulation, who it applies to, and penalties.

Purpose of the Regulation

This requirement introduced by the Ministry of Health aims to protect both foreign patients and healthcare institutions in Turkey. Complication insurance provides financial security for unexpected situations that may arise after treatment.

Who is it Mandatory For?

• All foreign patients coming to Turkey for health tourism purposes
• Those who will undergo surgical operations such as aesthetic surgery, dental treatment, hair transplant
• All foreign patients undergoing medical interventions

Which Operations Are Covered?

Under the regulation, aesthetic surgery (rhinoplasty, liposuction, etc.), dental implants, hair transplants, organ transplants, and all other surgical operations require mandatory insurance.

Penalties and Sanctions

Healthcare institutions that provide treatment without complication insurance may face serious fines. Patients should not undergo treatment without insurance; otherwise, they must cover the costs themselves in case of complications.

Application and Policy Arrangement

Application can be made through a healthcare institution or insurance agent. The policy arrangement process is quick and simple; usually completed within 24-48 hours.